Insurance Explained

Does Landlord Insurance Cover Flood Damage?

aaron@ameduriagency.com (Aaron Ameduri) — Wed, 30 Sep 2026 21:37:31 GMT

No. A standard landlord policy excludes flood damage the same way a homeowners policy does. Flood is written separately, either through the National Flood Insurance Program or a private flood carrier, and it has to be added on purpose. If a rental property has never had a flood policy, there's a good chance the owner doesn't know that gap exists until a claim gets denied.

Insurance for General Contractors

aaron@ameduriagency.com (Aaron Ameduri) — Tue, 29 Sep 2026 21:00:22 GMT

Last reviewed: September 29, 2026

Landlord Insurance vs. Homeowners Insurance: What's the Difference?

aaron@ameduriagency.com (Aaron Ameduri) — Tue, 29 Sep 2026 21:00:20 GMT

Last reviewed: September 29, 2026

Insurance for Landlords With 1-3 Rental Properties

aaron@ameduriagency.com (Aaron Ameduri) — Tue, 29 Sep 2026 21:00:18 GMT

Last reviewed: September 29, 2026

Filing a Hail Damage Claim in Texas: What Actually Happens Step by Step

aaron@ameduriagency.com (Aaron Ameduri) — Wed, 23 Sep 2026 00:41:36 GMT