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For Real Estate Agents in Dallas Fort Worth

Quote in an hour · Binder before appraisal
A text the moment it binds
SET UP AN AGREEMENT

YOUR BUYER'S INSURANCE SHOULD NOT HOLD UP THE CLOSING

You have had a file sit while somebody waited on a binder, and you have spent a week chasing a status update that should have taken one phone call. That is the gap this partnership closes.

Most of the delay in getting a buyer insured is not underwriting. It is waiting on somebody to get back to somebody else. When you send a buyer to me, the same person quotes it, binds it, and answers the phone a year later when they call with a question. There is no queue and no handoff to a service center in another state.

WHAT HAPPENS WHEN YOU SEND ONE

  1. YOU SEND THE NAMEA short form with your buyer's name, phone number, and closing date. It takes about a minute on your phone between showings.
  2. QUOTE IN ABOUT AN HOURI call them the same day. Your buyer has a real number in hand rather than a promise that somebody will follow up later in the week.
  3. BINDER BEFORE THE APPRAISALThe binder is issued ahead of the deadline, so insurance is never the item everyone on the file is waiting on.
  4. A TEXT WHEN IT BINDSYou hear from me the moment coverage is in force. You do not have to chase your buyer, and you do not have to chase me.

HOW THE REFERRAL FEE WORKS

I pay a flat fee for every qualified referral. Your buyer agrees to the referral before you send it, and the fee is not tied to whether a policy ends up written. You are paid for making the introduction, and nothing about your compensation depends on your client buying insurance from me.

What you are paid FLAT FEE PER REFERRAL Agreed in writing before you send the first one, so there is never a question about what is owed.
When it qualifies AT OFFER ACCEPTED Not at closing, and not when a policy is written. Once your client's offer is accepted, the referral qualifies.
When you are paid 30 TO 45 DAYS From the date the referral qualifies. No minimums, no volume requirements, and no exclusivity on your side.
Consent FROM YOUR BUYER, UP FRONT You tell your client you are sending their information to me and they agree to it before you submit. That is the whole requirement, and it protects both of us.

If your buyer decides to go somewhere else, that is fine. You are still paid for the introduction.

COMMON QUESTIONS

Can a real estate agent be paid a referral fee for sending a client to an insurance agent?

In most states an unlicensed person can be paid for an insurance referral when the fee is a flat amount, is disclosed to the consumer, and is not contingent on whether a policy is actually written. A fee tied to the sale, or calculated as a share of premium, generally requires an insurance license. This partnership is structured as a flat fee per qualified referral for that reason.

How fast can a homeowners quote be turned around for a buyer under contract?

A standard homeowners quote for a buyer under contract can generally be produced within about an hour once the property address, closing date, and basic buyer information are available. The binder can then be issued to the lender ahead of the appraisal deadline, which is the point in a transaction where insurance most often causes delay.

Why do closings get delayed by insurance?

The delay is rarely underwriting. It is usually waiting on someone to respond. A buyer has not chosen an agent, the quote takes several days, or the binder does not reach the lender before the appraisal is due. Assigning a single point of contact who works the file the same day removes most of that delay.

Does a buyer have to consent before their information is submitted?

Yes. The buyer should be told their information is being sent to a specific insurance agency for a quote and should agree to being contacted before the referral is submitted. That consent protects both the referring agent and the insurance agency, and it is a required step in this partnership.

SET UP AN AGREEMENT

Fill this out and I will call you to go over the terms. Nothing is signed until you have read it.